Mobile banking is the ability to perform banking transactions through a mobile device such as a mobile phone, SMART phone or Tablet. ESSA is proud to offer our mobile banking solution iMobile@ESSA. iMobile offers SMS (Short Message System) messages, alerts, mobile browser based banking, and a downloadable App.
You can access iMobile by enrolling through ESSA’s internet banking service, iBank@ESSA.
Yes, you will need to be enrolled in iBank to enroll in our mobile banking product, iMobile.
iMobile is a free product offered to all ESSA Bank & Trust customers. However, standard data & message charges from your carrier may apply.
iMobile SMS text messages are compatible with all phones that can send and receive text messages. However, the mobile browser and mobile app will only work on SMART phones. The mobile browser is supported by Android, iOS, and most Blackberry operating systems.
The carriers that support our mobile banking product include (but are not limited to) Verizon®, AT&T®, T-Mobile®, Sprint®, and MetroPCS.
In iBank, you will need to go into Profile, select “Manage Devices” and in the drop down select “stop using this device for Mobile Banking” and then you will need to re-register the phone with the services you intend to utilize. This will reset the device information that is held in the iMobile Profile.
Yes, we have tablet App versions available at the App Store, Google Play, and Amazon.com for iPad and Android tablet usage.
The Branch and ATM locations will display the first 50 locations sorted by the distance from the search location. The locator will display the closest locations first and the furthest last.
All alerts go out periodically three times throughout the day.
Both the mobile browser and mobile app have a 5 minute inactivity timer. If the user is idle for more than the stated inactivity time, the user will time out and be disconnected from the mobile browser or app for security reasons.
iMobile is encrypted with SSL and WS- security message encryption. iMobile’s security is very similar to the security on iBank.
Yes, more than one phone can be added to the account simply by going into Profile, clicking “Manage Devices” under Mobile Banking Profile, then by clicking “Add New Device”.
You can easily change your services by logging into your iBank account, selecting “Profile”, clicking “Manage Devices” under Mobile Banking Profile, then using the drop down switch to “I want to: Change My Mobile Banking Services”. After switching the drop down, click “Go” and you can select which services you would like to have.
You can remove mobile banking access by logging into iBank, selecting Profile, “Manage Devices”, then using the drop down switch the option to “ I want to: Stop Using This Device For Mobile Banking”. After switching the drop down, click “Go”, this will disable mobile banking on the phone.
Choose the Payments option from the main menu and then select “Make a Payment”. You will then be guided through a simple process of choosing the payee, the account you wish to make the payment from, the amount, and the date of payment. The send date defaults to the earliest payment date available. You can select a later date if you wish.
No, payees can only be added through your online bill pay account using a browser.
Yes, as long as the payment is in a pending status and has not been processed.
From the "Deposit" tab, you can view incoming payments and select which payments to deposit into which account. The "Payments" tab allows you to view a list of sent payments.
If you are currently using Popmoney® through your iBank account, you will automatically be able to access Popmoney® through your mobile device using the Payments option on the main menu. Your current contacts will appear.
Yes, you can simply use the “add new contact” feature to set up new persons to pay.
Varies based on amount and delivery options, standard data & message charges from your carrier may apply.
ESSA’s mobile check deposit is free to use.
Mobile check deposit is available through the ESSA App. You must be enrolled in iBank, install the ESSA App on your device, and have an eligible ESSA checking account.
We recommend that you retain the check for 14 days after the funds have posted to your account. You should then properly destroy the item(s).
Both the daily and per item limit for mobile deposit is $1,500.00.
Yes, checks must be endorsed with your signature and the words “For Bank Mobile Deposit Only”.
If your mobile deposit is received on a business day before our 6:30 PM ET cut-off time, your funds will normally be available the next business day. If we receive your mobile deposit after our cut-off time, your funds will normally be available in two business days.