8 Ways to Avoid Overdraft Fees

October 29, 2015

From the American Bankers Association

Most overdraft fees are avoidable. Consumers can use the following account management tips to prevent overdraft fees: Use direct deposit for your paycheck. You will have access to your paycheck immediately.

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How to Avoid Bank Fees

October 29, 2015

Most bank fees are avoidable. A recent ABA survey of U.S. adults age 18 and older revealed that the majority of Americans pay little or no monthly bank fees. It’s often as simple as maintaining a minimum balance or limiting the use of ATMs that are not affiliated with your bank.

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Understanding Overdraft Options

October 29, 2015

How can you better manage overdraft protection? Good account management means understanding your options and making an informed choice about how to conduct your transactions.

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Protecting Yourself Online

October 29, 2015

Though the internet has many advantages, it can also make users vulnerable to fraud, identity theft and other scams. According to a Norton Cybercrime Report, 378 million adults worldwide were victims of cybercrime in 2013. The American Bankers Association recommends the following tips to keep you safe online:

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Protecting Your Small Biz Account

October 29, 2015

Corporate account takeover is a type of fraud where thieves gain access to a business’ finances to make unauthorized transactions, including transferring funds from the company, creating and adding new fake employees to payroll, and stealing sensitive customer information that may not be recoverable. The American Bankers Association recommends following these tips to keep your small business safe.

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7 Tips for Hurricane Preparedness

October 28, 2015

In recognition of Hurricane Preparedness Week, which begins May 25, ABA is encouraging consumers to prepare for hurricane season by assessing their home’s risk and developing emergency plans to protect against a potential storm.

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Fake Check Scams

October 28, 2015

If someone you know wants to pay you by check but wants you to wire some of the money back, beware! It’s a scam that could cost you thousands of dollars.

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Data Breaches: Protect Your Information and Money

October 28, 2015

Banks are national leaders in preserving the security of customer data. The industry dedicates hundreds of millions of dollars annually to data security, and adheres to strict regulatory and network requirements. The banking industry’s first priority is to protect consumers and make them whole.

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Phishing

October 28, 2015

Phishing attacks use 'spoofed' e-mails and fraudulent websites designed to fool recipients into divulging personal financial data such as credit card numbers, account usernames and passwords, Social Security numbers, etc. By hijacking the trusted brands of well-known banks, online retailers and credit card companies, phishers are able to convince recipients to respond to them.

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Protecting Your Mobile Device

October 28, 2015

Your mobile device provides convenient access to your email, bank and social media accounts. Unfortunately, it can potentially provide the same convenient access for criminals. The American Bankers Association recommends following these tips to keep your information - and your money - safe.

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Protecting the Elderly From Financial Abuse

October 28, 2015

You, or someone you know, could become the victim of a growing crime in America - financial abuse of older Americans. Seniors are increasingly becoming targets for financial abuse. As people over 50 years old control over 70 percent of the nation's wealth, fraudsters are using new tactics to take advantage of retiring baby boomers and the growing number of older Americans. Senior financial abuse is estimated to have cost victims at least $2.9 billion last year alone.

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Protecting Your Identity

October 28, 2015

Identity theft continues to be one of the fastest growing crimes in the United States. In 2013, an American fell victim to identity fraud every two seconds. ABA recommends following these tips to keep your information - and your money - safe.

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Avoiding Predatory Lending Scams

October 28, 2015

Abusive or "predatory" lenders target people who are strapped for cash. But the loans they push usually have sky-high interest rates and fees. They're often illegal, too. You need to know how to tell a "good" loan from a bad one. Otherwise, you could end up paying too much, hurting your credit rating—and even losing your home.

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How to Avoid a 'Card Cracking' Scam

October 28, 2015

Banks and law enforcement are cracking down on an emerging scam known as “card cracking.” Card cracking is a form of fraud where consumers respond to an online solicitation for “easy money” and provide a debit card for withdrawal of fake check deposits.

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ATM Safety Tips

October 28, 2015

Protecting Your ATM Card

  • Always protect your ATM card and keep it in a safe place, just like you would cash, credit cards or checks.
  • Do not leave your ATM card lying around the house or on your desk at work. No one should have access to the card but you. Immediately notify your bank if it is lost or stolen.

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6 Financial Traps New College Graduates Should Avoid

October 23, 2015

As college students graduate and start their careers, financial responsibility should be a top priority.

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Personal Finance Tips for Children

October 23, 2015

Anytime is the right time to begin teaching children about money, and the American Bankers Association has tips that can help parents teach money at home.

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Individual Retirement Accounts

October 23, 2015

Learn the differences between Traditional and Roth IRA accounts.

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Getting a Loan and Choosing a Lender: What You Need to Know

October 23, 2015

Preparation is key to navigating today’s housing market.

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ABA's Top 10 Tips for College Students

October 23, 2015

They understand GPAs and test scores but how can we help them better understand their credit score or the value of saving?

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7 Tips for Improving Your Credit Score

October 23, 2015

An important step to finding a home, whether you’re renting or buying, is ensuring that you have a good credit history.

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Housing 101: Terms to Know Before Buying or Renting

October 23, 2015

Whether you’re preparing to rent or buy, the American Bankers Association encourages you to be familiar with the following housing terms.

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How to Talk to Your Kids About Money

October 23, 2015

How soon is too soon to talk to your kids or grand kids about money?

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7 Tips To Establish Good Saving Habits

October 23, 2015

Start with our Family Savings Goal Worksheet.

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10 Tips to Green Your Home and $ave Money

October 23, 2015

Whether you’re a renter or a homeowner, chances are you care about protecting the environment – and saving money.

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How to Develop a Financial Plan

October 22, 2015

The key to a good budget is including as much information as you can, so that you can adequately prepare and plan.

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Get Financially Fit

October 22, 2015

The new year is an ideal time to set new goals, as many vow to become more physically fit or get organized.

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Holiday Budget Tips

October 22, 2015

You may have been a last minute holiday shopper last year, but planning now can help you have a happier, stress-free holiday season this year.

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6 Items for Your New Home's To-Do List

October 22, 2015

Now that you’re settling in to your new home, there are some important things you need to consider. The American Bankers Association recommends the following tips.

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6 Tips for Saving for Your Down Payment

October 22, 2015

Before you can make the transition from renting your home to owning your home, you will need to have a substantial down payment, typically 5 to 20 percent of the home’s value.

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Personal Finance Tips for Newlyweds

October 22, 2015

To help couples start their journey on strong financial footing, ABA warns consumers of these post-wedding money mistakes...

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Credit Do's and Don'ts

October 22, 2015

Learn about the do's and don'ts of your credit.

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