Before you retire, it is important to have a local investment specialist help create and maintain a retirement program that provides for your “golden years.” We take a personalized approach and will handle all the necessary paperwork so you can rollover your work-related retirement plans into a retirement IRA. Equally important, we will review your IRA on a regular basis. We recognize your needs may change with time and we are always available to help you adjust your plan.

IRAs, pressing enter will expand this item for more options

One of the best ways to help build a retirement nest egg is through individual retirement accounts (IRAs). We can help you decide whether a self-directed Traditional IRA, a Roth IRA, or a combination of both would best meet your needs.

Rollovers for 401(k), 403(b), Pension and Work-Related Qualified Investment Plans, pressing enter will expand this item for more options

Each time you change jobs, or when you retire, you may be left wondering what to do with the money in your retirement plan. Adding to your concerns are taxes, inflation, and the threat of dwindling Social Security benefits. All of these issues can have a significant impact on your retirement, so it's important for you to make informed decisions. That's where we can help.

When you own multiple accounts, including 401(k)s, 403(b)s, and other retirement plans from former employers, you may be able to transfer most of those retirement assets into an IRA for easier management. Our Financial Consultants are prepared to help you understand your options, along with the advantages and disadvantages of each.

Key reasons for consolidating retirement accounts include:

  • Your strategy becomes more organized
  • Record keeping and paperwork are reduced
  • Diversifying assets and monitoring account value are simplified
  • Calculating required minimum distributions is easier
  • Tax deferral is continued

For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera nor any of its representatives may give tax advice.

Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFGIS Insurance Agency), member FINRA / SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Investments are: Not FDIC insured . May lose value . Not financial institution guaranteed . Not a deposit . Not insured by any federal government agency. Located at: 744 Main Street, Stroudsburg, PA 18360

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