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Click on Icon for a list of free Automated Teller Machines
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Home Equity (7/07/2010)
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| Program |
Rate |
APR |
Monthly Payment (A) |
| 3 Year Fixed |
4.49 |
4.49 |
$ 29.75 |
| 5 Year Fixed |
4.74 |
4.74 |
$ 18.76 |
| 10 Year Fixed |
5.74 |
5.74 |
$ 10.98 |
-
Rates are subject
to change without notice and based on Auto-Pay from FSB
checking account.
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(A) Payment for
each $1,000 borrowed.
-
Single Family
owner occupied homes.
-
Fee waived for
loan amount over $10,000 (New Money).
-
Maximum loan to
value ratio is 80%. (additional rates and terms available)
-
Maximum loan
amount is $200,000 (additional terms and/or rates available
for loans in excess of $200,000)
-
Home Owners
Insurance required.
-
Annual Percentage
Rate (APR) is based on a $25,000 loan amount.
-
We
match advertised Home Equity rates from other local banks in
the Lehigh Valley, see a banker for details.
-
Home Equity Line of Credit
also available. Please call a branch for more information.
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Mortgage Rates
(effective
7/21/2010)
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|
Program |
Rate |
Points |
Down
Payment
Required |
APR |
Monthly
Payment
(A) |
|
40 Year Fixed |
4.750 |
3 |
5% |
5.004 |
$4.66 |
|
40 Year Fixed |
5.500 |
0 |
5% |
5.536 |
$5.16 |
|
30
Year Fixed |
4.000 |
3 |
5% |
4.294 |
$4.78 |
|
30
Year Fixed |
4.500 |
0 |
5% |
4.540 |
$5.07 |
|
15
Year Fixed |
3.500 |
3 |
5% |
3.983 |
$7.15 |
|
15 Year Fixed |
4.000 |
0 |
5% |
4.070 |
$7.40 |
|
10
Year Fixed |
3.875 |
0 |
20% |
3.913 |
$10.07 |
|
1
Year ARM (B) |
3.375 |
3 |
5% |
3.659 |
$4.43 |
|
5
Year Fix/1 Year ARM (B) |
4.125 |
1 |
5% |
4.249 |
$4.85 |
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10-Year Fixed
Rate: The interest rate and annual percentage rate (APR)
shown above is subject to change without notice. This offer
is available to existing First Star Bank customers who
refinance with a minimum increase of $50,000 in new money.
-
Rates are subject
to change without notice
-
Annual Percentage
Rate (APR) is based on a $100,000 loan amount with 20% down.
-
(A) Payment for
each $1,000 borrowed.
-
(B) This Rate and
APR may increase during the life of the loan.
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To confirm current
rates, please e-mail us:
rateinfo@firststarbank.com |
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(effective 07/13/2010) |
Achiever/Gold Star |
Money Market |
Statement Savings |
| Rate |
APY |
Rate |
APY |
Rate |
APY |
| 0.00 |
to |
100 |
N/A |
$5 per month fee |
$ 5 per month fee |
| 0.00 |
to |
500 |
$ 5 per month fee |
N/A |
N/A |
| 100.01 |
to |
1,000 |
0.00 % |
0.00 % |
0.25 % |
.250 % |
0.10% |
0.10 % |
| 1,000.01 |
to |
10,000 |
0.10 % |
0.10 % |
0.40 % |
0.401% |
0.25 % |
0.25 % |
| 10,000.01 |
to |
25,000 |
0.20% |
0.20% |
0.50% |
0.501% |
0.35 % |
0.351 % |
| 25,000.01 |
to |
Up |
0.30% |
0.30 % |
0.60% |
0.602% |
0.45 % |
0.451 % |
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Certificate of Deposit
(effective 07/13/2010) |
| Term |
Interest Rate |
Annual Percentage Yield (APY) |
Minimum to Earn APY |
| 30 day Market Master |
0.60 % |
0.60 % |
$ 10,000.00 |
| 91 days |
1.00 % |
1.00 % |
$ 1,000.00 |
| 6 months |
1.094% |
1.10 % |
$ 1,000.00 |
| 1 years |
1.29% |
1.30% |
$ 1,000.00 |
| 1.5 years |
1.39% |
1.40% |
$ 1,000.00 |
| 2 years |
1.637% |
1.65% |
$ 1,000.00 |
| 3 years |
2.14% |
2.163% |
$ 1,000.00 |
| 4 years |
2.323% |
2.35% |
$ 1,000.00 |
| 5 years |
2.859% |
2.90% |
$ 1,000.00 |
| 6 - 10 years |
2.713% |
2.75% |
$ 1,000.00 |
- Rates subjected to change without
notice.
- Fees could reduce earnings on all
accounts.
- Substantial penalty for early withdrawals
on Certificates of Deposits.
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